Bank War Essays - Financial Crises, Free Essays, Term Papers

Bank War Essays - Financial Crises, Free Essays, Term Papers Bank War Did the Bank War cause the Panic of 1837? Richard Hofstadter from The American Political Tradition and the Men Who Made It believes President Andrew Jackson?s refusal to recharter the Bank of the United States was politically popular but economically harmful to the long-term growth of the United States. Peter Tenim, from The Jacksonian Economy, believes international factors, such as changes in the monetary policies of the Bank of England, the supply of silver from Mexico, and the price of southern cotton, were far more important than Jackson?s banking policies in determining fluctuations in the 1830s economy. The two intelligent men present their facts and arguments well and make it hard for the reader to mold their opinion for either side. After reading both arguments and thoroughly reviewing the facts stated, I took the side of Peter Tenim by saying that the war against the Bank of the United States was not the cause of the Panic of 1837. I have to agree with Mr. Tenim simply because there were more factors present in his opinion involving the Panic of 1837. The opinion of Mr. Hofstadter revolved around one factor, which was the war against the Bank of the United States. In order to somewhat disprove Mr. Hofstadter?s theory, I believe we have to analyze the relationship between President Andrew Jackson and Nicholas Biddle, who at the time was the President of the Bank. Mr. Jackson was very much a man of the middle class. He believed in the American dream of becoming an entrepreneur and the opportunity to create wealth for oneself. He disliked the cheap and sometimes-worthless paper money the banks printed. The only money he trusted was hard money, gold and silver. He was especially bitter against the Bank of the United States, which with its monopoly of the government?s business was a symbol of all hated special privilege. He thought it was evil as well as unconstitutional, and he loathed it. More impo! rtantly though, he was a person who had experience using the so-called capital makers of the time and trying to start businesses. For example, the one time in his career President Jackson owned land, which he sold to various individual and received notes as payments. Unfortunately, these buyers were unable to pay back the notes and President Jackson lost his land. He then had to start from scratch. He also had become a debtor and due to financial hardships, he was unable to pay off his own debts. President Jackson was faced with a double-sided sword because people were unable to repay the debts owed to him, while at the same time he could not pay the debts he owed to others. Nicholas Biddle, on the other hand, was an entirely different man. Biddle knew how Jackson felt about the Bank but wanted the President to be on good terms with it. Henry Clay, though, saw the Bank issue as a way to defeat Jackson in the 1832 election. Clay induced Biddle to apply for a new charte! r for the Bank early in 1832. He believed that if Jackson dared to veto the recharter bill, he would lose the election. The plan did not go according for Mr. Clay and Mr. Biddle and Jackson was still the favorite among the people. President Jackson and Nicholas Biddle were never met good terms with each other and their relationship was one of argument and disagreement. In my opinion, Biddle wanted to keep the Bank of the United States intact for the sole purpose of benefiting the aristocrats and the politically involved. Biddle was not, though, the cause of the Panic of 1837. The depression of the early 1840s was neither as serious as historians assume nor the fault of Biddle. It was primarily a deflation, as opposed to a decline in production, and it was produced by events over which Biddle had little control over. Mr. Jackson?s view of banks was a very distressing one. He, along with the people of his party, believed the same ideology that the banks were in favor of the wealthy and those with political advantage. The only people who benefited from the banks were the ?wall-street? types and

Amazing Sand Dollar Facts

Amazing Sand Dollar Facts A sand dollar (Echinarachnius parma) is an echinoid, a type of invertebrate animal whose skeletons- called tests- are commonly found on beaches the world over. The test is usually white or grayish-white, with a star-shaped marking in its center. The common name for these animals comes from their likeness to silver dollars. When they are alive, sand dollars look much different. They are covered with short, velvety spines that  are colored purple to reddish brown. Fast Facts: Sand Dollar Scientific Name: Echinarachnius parmaCommon Name(s): Common sand dollar or northern sand dollar; also known as sea cookies, snapper biscuits, sand cakes, cake urchins, or pansy shellsBasic Animal Group: InvertebrateSize: Live adult animals measure between 2–4 inches in diameter, and approximately 1/3 inch thick  Lifespan: 8–10 yearsDiet:  CarnivoreHabitat: Northern parts of the Atlantic and Pacific oceansPopulation: UnknownConservation Status: Not evaluated Description Living animals of the common sand dollar (Echinarachnius parma) species are generally sub-circular, measuring approximately 2–4 inches across, and are coated with spines that are purple, reddish-purple or brown in color. The test of the sand dollar is its endoskeleton- it is called an endoskeleton because it lies underneath the sand dollars  spines and skin, and it is made of fused calcareous plates. This is different than the skeletons of other echinoderms- sea stars, basket stars, and brittle stars have smaller plates that are flexible, and the skeleton of sea cucumbers is made up of tiny ossicles buried in the body. The top (aboral) surface of the sand dollar test  has a pattern that looks like five petals. There are five sets of tube feet that extend from these petals, which the sand dollar uses for respiration. The sand dollars anus is located at the rear of the animal- found in the edge of the test below the single vertical line extending from the center of the star. Sand dollars move by using the spines located on their underside.   Daniela Duncan / Getty Images Species Sand dollars are echinoderms, which means like sea stars, sea cucumbers, and sea urchins, they have a radiating arrangement of parts and a body wall stiffened by bony pieces such as spines. In fact, they are basically flat sea urchins and are in the same class, Echinoidea, as sea urchins. This class is divided into two groups: the regular echinoids (sea urchins and pencil urchins) and irregular echinoids (heart urchins, sea biscuits, and sand dollars). The irregular echinoids have a front, a back and basic bilateral symmetry on top of the normal pentameral symmetry (five parts around a center) that regular echinoids possess.   There are many species  of sand dollars. Besides E. parma, those found commonly in the United States include: Dendraster excentricus  (Eccentric, western, or Pacific sand dollar) are found in the Pacific Ocean from Alaska to Baja, California. These sand dollars grow to about 4 inches across and have gray, purple or blackish spines.Clypeaster subdepressus  (Sand dollar, sea biscuit) live in the Atlantic Ocean and the Caribbean Sea, from the Carolinas to Brazil.  Mellita sp. (Keyhole sand dollars or keyhole urchins) are found in tropical waters in the Atlantic, Pacific, and the Caribbean Sea. There are approximately 11 species of keyhole sand dollars. Sand dollars are classified as follows: Kingdom: AnimaliaPhylum: EchinodermataClass:  Clypeasteroida (includes sand dollars and sea biscuits) Habitat and Distribution Common sand dollars have been found throughout the North Pacific and eastern North Atlantic oceans, at locations from just below the intertidal zone to more than 7,000 feet.  As their name suggests, sand dollars prefer to live in the sand, in densities ranging between .5 and 215 per 10.7 square foot. They use their spines to burrow into the sand, where they seek protection and food.  Adult sand dollars- those over 2 inches in diameter- live in the intertidal zone. Most sand dollars live in seawater (saline environments), although some species do occur in estuarine habitats which combine of river and lake water, and are chemically distinct from saline or freshwater environments. Studies show that sand dollars require a certain level of salinity to fertilize their eggs. The sand dollar uses its spines to burrow into sand. Douglas Klug / Getty Images Diet and Behavior Sand dollars feed on small food particles in the sand, typically microscopically sized algae, but they do also eat fragments of other animals and have been classed as carnivores according to the World Register of Marine Species. The particles land on the spines, and then are transported to the sand dollars mouth by its tube feet, pedicellaria (pincers), and mucous-coated cilia. Some sea urchins rest on their edges in the sand to maximize their ability to catch prey that is floating by.   Like other sea urchins, the mouth of a sand dollar is called Aristotles lantern and is made up of five jaws. If you pick up a sand dollar test and shake it gently, you may hear the pieces of the mouth rattling inside. Reproduction and Offspring There are male and female sand dollars, although, from the outside, it is difficult to tell which is which. Reproduction is sexual and accomplished by the sand dollars releasing eggs and sperm into the water. The fertilized eggs are yellow in color and coated in a protective jelly, with an average diameter of about 135 micros, or 1/500th of an inch. They develop into tiny larvae, which feed and move using cilia. After several weeks, the larva settles to the bottom, where it metamorphoses. Juveniles (under 2 inches in diameter) are found in the subtidal zones and slowly migrate into exposed beach areas as they mature; the smallest are found in the highest beach elevations. They can bury themselves in the sand up to two inches deep, and very dense populations can stack themselves up to three animals deep. Threats Sand dollars may be affected by fishing, especially from bottom trawling, ocean acidification, which may affect the ability to form the test;  climate change, which might affect available habitat; and collection. Reduced salinity lowers fertilization rates. Although you can find plenty of information on how to preserve sand dollars, you should collect only dead sand dollars, never live ones. Sand dollars are not eaten by humans, but they can be prey for sea stars, fish, and crabs. Conservation Status The sand dollar is not currently listed as an endangered species. Sand Dollars and Humans Sand dollar tests are sold in shell shops and on the internet, for decorative purposes or souvenirs and often with a card or inscription referencing the  Legend of the Sand Dollar. Such references are associated with Christian mythology, suggesting that the five-pointed star in the center of the top of the sand dollars test is a representation of the Star of Bethlehem that guided the wise men to the baby Jesus. The five openings in the test are said to represent Jesuss wounds during his crucifixion: the four wounds in his hands and feet and the fifth in his side. On the underside of the sand dollar test, it is said that there is an outline of a Christmas poinsettia; and if you break it open, you will find five small bones that represent doves of peace. These doves are actually the five jaws of the sand dollars mouth (Aristotles lantern).   Other lore about sand dollars references the washed-up tests as mermaid coins or coins from Atlantis. Sources Allen, Jonathan D., and Jan A. Pechenik. Understanding the Effects of Low Salinity on Fertilization Success and Early Development in the Sand Dollar Echinarachnius Parma. The Biological Bulletin 218 (2010): 189–99. Print.Brown, Christopher L. Substrate Preference and Test Morphology of a Sand Dollar (Echinarachnius Parma) Population in the Gulf of Maine. Bios 54.4 (1983): 246–54. Print.Coulombe, Deborah. Seaside Naturalist: A Guide to Study at the Seashore. Simon Schuster, 1980..Echinarachnius parma (Lamarck, 1816). World Register of Marine Species.Echinarachnius parma (Lamarck 1816). Encyclopedia of Life.  Ellers, Olaf, and Malcolm Telford. Collection of Food by Oral Surface Podia in the Sand Dollar, Echinarachnius Parma (Lamarck). The Biological Bulletin 166.3 (1984): 574–82. Print.Harold, Antony S., and Malcolm Telford. Substrate Preference and Distribution of the Northern Sand Dollar, Echinarachnius Parma (Lamarck). International Echinoderms Conference. Ed . Lawrence, J.M.: A.A. Balkema, 1982. Print. Kroh, Andreas. Clypeasteroida. World Echinoidea Database, 2013.Pellissier, Hank. Local Intelligence: Sand Dollars. The New York Times, January 8, 2011. Smith, Andrew. B. Skeletal morphology of sand dollars and their relatives. The Echinoid Directory. Waggoner, Ben. Introduction to the Echinoidea. University of California Museum of Paleontology, 2001.

Policy Report Research Paper Example | Topics and Well Written Essays - 750 words

Policy Report - Research Paper Example The existence of these two arguing controversial ideas makes the issue about global warming not an exact science. Lately, this was the same argument used by those people in the industry that produces heat-trapping gases. The federal court in Washington lately declared based on Environmental Protection Agency’s (EPA’s) finding that industry and vehicles which contribute significant amount of heat-trapping gases actually would also result detrimental impact on public health (Wald, 2012). This decision was able to make up the mind of some companies to block the rule of EPA as they argued about the controversial issue of global warming. However, the court dismissed the existing argument about the science of global warming and some unreliable studies related with it. As a result, the court promulgated rules or policies that would set limits on greenhouse gas emissions from cars and other stationary sources. Those who opposed this challenged EPA’s timetable for enforce ment and even its target to have saturated effort over big polluters (Wald, 2012). Wald added that EPA’s line of defense on this issue emphasized the fact that it is not part of its rule to reprove whatever discovery in science that would come across scientific inquiry in the future. Lately, the federal government backs on this issue and even supported the decision of the Washington federal court. In response to this, there were fourteen states including Virginia and Texas which led a petition to block the ruling, while other fifteen states spearheaded by New York, California and Massachusetts came to support EPA emissions rules (Wald, 2012). It is clear that the regulation is now inevitable. The next challenge would be for congress to initiate action plan in order to ensure the implementation process to be efficient and less costly. However, the congress’s blow on this issue leads to the consideration of the harmful impact of EPA emissions rules on the economy as it w ould potentially drive energy prices higher (this would create strong economic impact, as oil is the lifeblood of modern economy), create joblessness, and slow down the US’s economic recovery (Wald, 2012). On the other hand, global warming issue and the existing argument about the exactness of its science would eventually remain a potential threat to policy makers as this would continuously become a significant source of controversial issues prior to their future decisions. As observed, there were more than one group trying to have essential stands or points on the environmental issue pertaining to global warming and associated EPA’s emissions rules on it. This issue does not only involve scientific matters, but it also leads to social, political, economic and environmental concerns. As observed, this environmental problem about global warming and emissions of heat-trapping gases poses remarkable concern about environmental sustainability. However, along the way, polic ies must be implemented, efficiently and effectively. Policy-making is not easy on this part as there are many other elemental things or concerns that need further considerations. Policy makers at this point must have substantial knowledge regarding group behaviors as there are varying groups

Motivation of Employees in the Real Estate Industry Research Paper

Motivation of Employees in the Real Estate Industry - Research Paper Example Alderfer’s ERG theory eradicates the limitations imposed by the Maslow’s hierarchy of needs theory to some extent. Unlike Maslow, Alderfer has identified three types of needs. E stands for existence, R stands for relatedness, while G stands for growth. There are quite a lot of similarities along with some differences between the Alderfer’s ERG theory and the Maslow’s hierarchy of needs theory. Although the number of needs differs between the Alderfer’s ERG theory and the Maslow’s hierarchy of needs theory, yet there is a correspondence between them. The existence needs in the Alderfer’s ERG theory correspond to the physiological and safety needs of the Maslow’s hierarchy of needs theory. The relatedness needs correspond to the love and belongingness, and self-esteem needs whereas the growth needs represent the need for self-actualization. In this sense, Alderfer has confined Maslow’s needs to the ERG needs. Like the Maslo w’s hierarchy of needs theory, the Alderfer’s ERG theory is also hierarchical; the most important is the existence need, followed by the related needs and finally the growth needs. There are three fundamental ways in which the two theories differ (NetMBA, 2010). Firstly, Maslow’s theory suggests that different needs’ levels cannot be satisfied simultaneously whereas Alderfer’s ERG theory suggests that they can. Secondly, Maslow has standardized the hierarchical order of the needs for all people whereas Alderfer asserts that the order of needs can vary from one case to another.

Implementing Technology in Daily Law Enforcement Operations Term Paper

Implementing Technology in Daily Law Enforcement Operations - Term Paper Example Preliminary in the 1970s and into the 1980s, when the major changes occurred and more and more technology was being used certain problems arose because of the distance created by the police to the public. When police were starting the force they were not integrating with the public as previous officers because technology was starting to take control and new highlighted problems were needed to be solved in partnership with the community. In today’s society in America in the 21st century, many communities throughout the United States aim to realize and employ successful integrating different features of community policing in the anticipation that it will decrease crime and make better, safer and added stable communities. Each industrial societies use the will of the police to manage crime in their society and assist the war against crime and keep public order. A defining characteristic of police is their mandate to legally use force and to deprive citizens of their liberty. In p laces like Washington, D.C. in America, a gunshot detection system was aimed at improving police response time to gun shots that were fired. Before this technological system was put into place gunshot crime was dealt with the normal way, with neighbors calling 911 or a discovery of a body after the shooting. Now gun crime gets reported automatically within seconds of the event. There are a number of gunshot-sensor systems on the market. Many of the sensors that have been made are to detect the sonic boom of a bullet which travels quicker than the speed of sound. Other systems use sensors that can find the part of the characteristics of the initial blast, the massive explosion that makes the bullet out of the gun barrel. A system that was recently used in Washington, D.C., called ShotSpotter, counts on the acoustics-based, GPS-equipped system that immediately and automatically finds the origin of the shot and the authorities are alerted. A series of acoustic sensors is picked up by t he sound waves of the initial blast that develop going forward from the barrel in all directions. The problem in the system is acoustic triangulation. While the technical details are seen to be highly accurate the ShotSpotter system are proprietary, it seems to be easy to figure out how the system works by looking at the process of triangulation. ShotSpotter uses approximately 12 sensors that are spaced accuratly throughout each square-mile part of the city it is covering,also each sensor is able of hearing the sound of gunfire within a 2-mile (3-km) around where the shot hasgone off. Because the speed of sound is a known entity 340.29 meters per second (0.21 miles per second) at sea level, the only aspect that arises which is an issue is the time that it takes for all the sensors to hear and locate the sound of a gunshot someone could already be serverly injured or past dead. The built-in GPS system is an accurate time source, all three sensors join forces and work together to tria ngulate and find the location where the gun has been fired. This is an idea on how the system works, the technology part of it is ANPR this allows police forces across the globe to track, record and survey vehicles. It uses maximum power to allow recognition images to be recorded electronically. This form of technology is excellent foor stopping speeding and making people who do break the law pay

Nutrition Essay Example | Topics and Well Written Essays - 750 words - 11

Nutrition - Essay Example Type 2 diabetes, which was previously known as non insulin dependent diabetes, affects most people with diabetes and unlike people with type 1 who have problems with insulin production, the pancreas of people with type 2 diabetes will produce insulin, but it will not be enough or the body will not use the insulin efficiently (NIDDK). This insulin resistance undermines the uptake of glucose into the body cells and this makes glucose build up in the blood rather than being absorbed into the cells for proper metabolism. This implies that the cells will not be able to function properly as they lack the energy provided by glucose, which is required for proper cell functioning. However, cause of type 2 diabetes vary and can be a multiple of factors such as inheriting from family, obesity, lack of exercise. Although not everyone with type 2 diabetes is obese, lack of exercise and obesity are the major causes of diabetes. Excess amounts of glucose in the bloodstream are known to cause various complications in the body as the cells are not able to work properly due to lack of energy. High glucose levels damage the body and over time may destroy nerves, eyes, kidneys and the heart. With time, the high glucose levels will harden large arteries, which may cause a heart attack as the heart is unable to pump blood into the body sufficiently and can also cause stroke. Damaging of the nerves and hardening of arteries has the effect of decreased ability of sensation and blood circulation in the feet, which increases chances of infections and ulcers, which are hard to heal and this can lead to amputation. The high concentration of glucose in the body also causes, dehydration as it will cause an increase in frequency of urination and this makes the kidney lose glucose through urination and also water through the urine and this causes dehydration

My Values, Beliefs, Clinical Gestalt with Individuals and Systems Essay Example for Free

My Values, Beliefs, Clinical Gestalt with Individuals and Systems Essay Becoming a successful clinician is like a work in progress, a clinician should never consider it completed. There is always room to learn, to grow, and develop while working in the Human Services field. The knowledge that a clinician learns comes not only from education but also from experiences and time working in the field. Overtime, a clinician can expect to look at his or her own beliefs, values, and experiences as well as family, cultural dynamics, and background. The main reason a person continues to learn and obtain knowledge, is because of the array of clients a clinician sees. In the textbook, I had to complete exercises that discussed our values and beliefs and how they will affect and interact with our professional lives. The values that are in my life affect and make me whom I am. Several values that bounce between my professional and personal life and some that do not. There are also some values that I need to improve on which will help me in both my professional and personal lives My most important values and beliefs are: -Be respectful -Be open-minded -Be trustworthy -Always do my best -Have a big heart -Work hard -Enjoy life However, the most important thing is to make my values and beliefs flexible so that I can view the clients and better assist them. This is not always an easy task to do, but because of my experiences and my education, I continue to make progress. A clinician takes the ability to adapt and be flexible with your own personal beliefs and values. My experiences in life have always revolved around helping things, whether it was people or animals. My parents use to tell me, and showed by old family videos that I was the biggest tomboy and helper around our family farm. From a very young age, I was often found helping my parents on the farm rather than playing with Barbie Dolls. I would do all types of work on the farm such as feed animal, clean the barn, and milk the cows. These items helped either animals or people. Being raised on a dairy farm, encouraged me to work hard. Once I started high school my hard work did not stop at the farm, I got my first job away from working on the dairy farm. I am still employed at the job and once again because of my hard work I have had several promotional experiences within the company. I have always been a hard worker at everything I do and have learned many of my values and beliefs. Another textbook exercise that I completed discussed how my own family and my culture background will affect my ability to respond and connect with clients. I have learned that how I view others and makes me comfortable when working with clients has to do with how and where I was raised. My cultural background can include my education, social behaviors, ideas, and viewpoints. For example, in one of the exercises I was asked how I would feel working with a client who was African American or a client who was gay. All these items are affected by how I was raised, and my cultural background. Society also influences the lives we live and how we view other individuals. Textbook exercises were also completed concerning this. I have learned that society we live in shape, who we are, just like cultural backgrounds, beliefs, and values. Society can be described as the world, and community we live in. One example of society affecting our beliefs is with same sex marriages. This is a very controversial topic of society. For a very long time, society said same sex marriages are not okay, and recently they are becoming accepted. Because society is saying that it is now acceptable, the people in the communities are affected by this and their viewpoints may be altered. While working with clients a clinician needs to keep their cultural backgrounds and society out of their mind. Clinicians will experience working with clients of all types. It is important to remember that each client seen is different even if diagnoses, traits, characteristics, or anything else is similar. No two cases are alike. Clinicians will work with individuals with physical, mental, psychological, emotional, and verbal, and many other types of individuals. My job as a clinician is important. I need to remember that everything that shapes whom I am is important but private and should not be â€Å"worn on my sleeve. † Everything I do in life affects how I am shaped and how I view others. My values, beliefs, experiences, and the society also affect me. Keeping an open mind, and be understanding toward my clients is an important role and I will continue to devolve this in my experiences.